First Home Equity Loans, LLC

Mortgage Advisors  Veteran Owned

228446

864-438-4550

info@ourmortgageloan.com

Todd Glassman Manager

Blog

A Smart Buyer’s Guide to Purchasing a New-Construction Home

A Smart Buyer’s Guide to Purchasing a New-Construction Home

New-construction homes offer modern layouts, energy-efficient systems, and the appeal of being the first occupant. While these benefits are attractive, purchasing a newly built home is different from buying an existing property. The process involves uniqu

Feb 03, 2026 | Purchasing a Home

What Is a Mortgage Amortization Schedule and How Does It Work?

What Is a Mortgage Amortization Schedule and How Does It Work?

A mortgage amortization schedule explains how each monthly payment on a home loan is applied over time. It shows exactly how much of each payment goes toward interest, how much reduces the principal balance, and how the loan balance declines over the life

Jan 29, 2026 | Purchasing a Home

How Real Estate Tax Benefits Help Build Long-Term Wealth

How Real Estate Tax Benefits Help Build Long-Term Wealth

Real estate investing is widely recognized as a powerful way to generate income and build long-term wealth. What often makes it especially effective is how favorably it is treated under the U.S. tax code. Beyond rental income and appreciation, real estate

Jan 27, 2026 | Purchasing a Home

Understanding Your Closing Disclosure: What to Review Before Closing

Understanding Your Closing Disclosure: What to Review Before Closing

The Closing Disclosure represents one of the most important documents in the mortgage process. This detailed statement outlines your final loan terms and itemizes every cost associated with closing. Understanding what this document contains and how to rev

Jan 22, 2026 | Purchasing a Home

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Yes, you can refinance an adjustable-rate mortgage (ARM) into a fixed-rate loan—and for many homeowners, it’s one of the smartest financial moves they’ll ever make. While refinancing may sound like a simple swap of interest rates, the re

Jan 20, 2026 | Refinancing a Home

What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers

What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers

A wraparound mortgage is a form of seller financing that allows a property to be sold while the seller keeps their existing mortgage in place. Understanding Wraparound Mortgages The buyer makes payments directly to the seller, who continues paying the ori

Jan 15, 2026 | Purchasing a Home