First Home Equity Loans

We are knee deep into the holiday season, there is something special in the air. Even though the temperatures have dropped, the holidays have a tendency to warm our hearts. Friends, family and loved ones celebrate, count blessings and enjoy each other’s company. 

For many this past year has been somewhat difficult and this holiday season presents the opportunity to slow down and be there for each other.

If we have learned anything in 2021, it is the importance of both our home and the community around our home. 

What Does Home Mean To You?
Many of us have spent countless hours in our home, forced to zoom and conference in for whatever might be impacting our lives at the moment. It would appear as if we can expect more of the same in 2022.

Since our homes have become our primary location for living and working, many people are upgrading, updating and redecorating to new levels. And since our home is where the heart is, why not? It is this heart that makes a house a home. It is where we feel safe in uncertain times, it is where our families laugh, cry and play. It is those sounds that turn four walls and a roof into a home. 

Time To Embrace
With record low mortgage rates, there truly has been no better time to embrace home ownership. With each and every day as a homeowner, the benefits increase with time.

There is security with owning a home. It becomes the center point of so much for you and your family, providing what most are looking for, stability and community, treasure no one should take for granted. 

Just 3 Benefits of Homeownership
Outside of the emotional benefits, there are countless benefits of home ownership to be enjoyed. 

Increased Wealth Over Time
While you may not receive a “paycheck” directly from your home, homeownership is perhaps the most consistent vehicle for sustained wealth. Forget for a moment the current market conditions that have created somewhat instant wealth for some with compounding increases in just about every real estate market.

Each month you make your mortgage payment, you are increasing the equity you have in your home. Long term, this can bring financial security for your family and retirement. 

Developing Community
When you invest in a home, you are putting down stakes and also making an investment into a community. Access to local schools, parks and of course the opportunity for neighbors where relationships are found and developed. There can be no greater feeling than living in a home where community is found. 

Memory Making
Do you recall hopscotch on the sidewalk? Hash marks on the garage doorway as you have grown up as a kid? Maybe it was the fourth of July bonfire in the cul de sac, or sleepovers with the neighborhood friends. 

As we consider the past year, let’s not miss the opportunity to embrace each other, be overflowing with the spirit and gratitude for what we do have. That is the mindset and approach this holiday season for our team at First Home Equity Loans.

From our family to yours, may you enjoy, embrace and love well in your home this holiday season.