First Home Equity Loans

With rates now slowly increasing, good credit and consistent steady income are important. But may not be enough to qualify for your home or land for your dream farm. A USDA Home Loan Advisor at First Home Equity Loans is qualified and has a desire to help you.

So What is a USDA Loan?

One of the greatest features of a USDA Loan is the opportunity for 100% financing. The United States Department of Agriculture (USDA) has a focus to improve the real estate market for rural areas. There are several counties in the upstate of South Carolina that qualify including Greenville, Spartanburg, Cherokee, Laurens and Oconnee 

Benefits of a USDA Loan?

• 100% Financing / No Money Down (except for earnest money)
• Reduced Mortgage Rates
• No specific loan size requirements
• Reduced Mortgage Insurance

Some of the USDA Home Loan Requirements

• Dependable and adequate income.
• Good credit helpful, but must be able to make reasonable payments.
• Minimum credit score is typically 660 but lower could be possible. Be sure to consult one of the FHEL Team Members.

Qualified USDA Mortgage Lender

The team at First Home Equity Loans has assisted 100’s of families over the years secure the loan that is best suited to them, including USDA Loans for rural farm land. Home buyers that lack the capital to purchase a home should consider a USDA Loan. Contact any one of our advisors in the state you are looking to purchase in.

South Carolina USDA Loan Advisors

Paul Ouellette | Craig Fowler | Veronica Lopez | Courtney Adams | Margie Manchester | John Crivea II

Florida USDA Loan Advisors

Ted Smith | Penny James | John Crivea II | Chad Frazier

California USDA Loan Advisors

Chad Frazier | John Crivea II

Michigan, Minnesota and Virginia USDA Loan Advisor

John Crivea II